Microfinance, Poverty Alleviation and Financial Inclusion of the Poor: Reflections From Andhra Pradesh and Telangana [Hardcover]
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Author | Naveen Kooloju |
Language | English |
Publisher | Gyan Books |
Pages | 267 pp |
ISBN | 978-9386397034 |
Book Type | Hardbound |
Item Weight | 0.597 kg |
Dimensions | 3*X14*X23* |
Microfinance, Poverty Alleviation and Financial Inclusion of the Poor: Reflections From Andhra Pradesh and Telangana [Hardcover]
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ABOUT THE BOOK:- Having understood the necessity of poverty alleviation alongside financial inclusion through microfinance intervention, this book makes an attempt to fill the knowledge gap in relation to the potential synergies among microfinance, poverty alleviation and financial inclusion. As a part of empirical study, it examines the correlation between poverty alleviation and financial inclusion by thoroughly analyzing the key microfinance models such as SHG-Bank Linkage Program (SBLP) model, Microfinance Institutions (MFI) model and Business Correspondent (BC) Model; and offers some interesting observations, which are quite relevant in the present policy context. It also makes an effort to address one of the fundamental questions as to why the poor, especially women are unabatedly depending upon MFIs, despite the successful functioning of SBLP model in fulfilling the same objective. This book is a reminder of the fact that any effort to achieve complete financial inclusion without alleviating poverty is a futile exercise and financial inclusion would be successful only if financial literacy is vigorously promoted along with poverty alleviation schemes and programs. ABOUT THE AUTHOR:- Dr. Naveen Kolloju is an Assistant Professor of Governance and Development Studies at the Department of Civics and Ethical Studies, Arba Minch University, Ethiopia. He earned a PhD in Law and Governance from Jawaharlal Nehru University, New Delhi. Earlier, he served as an Assistant Professor in the Centre for Women's Studies, Aligarh Muslim University, Aligarh, India. Apart from his teaching, he is also associated with e-PG Pathshala, an initiative undertaken by Ministry of Human Resource Development, Government of India. He is one of the content writers for e-PG Pathshala in the subject of Public Administration. His subject specialization includes: Public Policy, Governance, Financial Inclusion and Gender Studies. He has published extensively in various international peer reviewed journals and his work has been lauded at various conferences for this detailed and in-depth field research. CONTENTS:- Foreword . 7 Preface . 11 Acknowledgements . 15 Acronyms . 17 Chapter I Introduction . 19 • Financial Inclusion • SHG-Bank Linkage Programme (SBLP) Model in India • Business Correspondent (BC) Model and Financial Inclusion • SHG Movement and Microfinance Intervention in Andhra Pradesh • Microfinance Crisis in Andhra Pradesh: Issues and State’s Intervention • Statement of the Problem • Hypothesis • Objectives of the Study • Research Methodology • Organisation of the Book • References. Chapter II Literature Review . 39 • Introduction • The Multidimensional Nature of Poverty • Poverty: Gender Perspective • Poverty Estimates in India • Suresh Tendulkar Committee Report (2009) • Strategies of Poverty Reduction in India • The Genesis of Microfinance • Theoretical Framework of the Study • References. Chapter III Microfinance: A Theoretical Framework . 79 • Introduction • Microfinance: A Theoretical Framework • Neoliberalism, Microcredit Intervention and Poverty Alleviation • Definition of Microfinance • Features of Microfinance • Approaches to Microfinance • Three Aspects of Microfinance • Microfinance Movement: An Overview of International Experience • Examining Microfinance: A Critical Perspective • Summary • References. Chapter IV Financial Inclusion in India: A Conceptual Analysis. 113 • Introduction • Financial Exclusion • Causes for Financial Exclusion • Financial Inclusion: A Conceptual Framework • Evolution of Banking System in India: An Overview • Financial Inclusion in India: Recent Policy Initiatives • The Relationship between Self-Help Group-Bank Linkage Programme (SBLP) and Financial Inclusion • Summary • References. Chapter V SHG-Bank Linkage Programme (SBLP) Model on Poverty Alleviation: Findings from Andhra Pradesh and Telangana . 141 • Introduction • Profile of Andhra Pradesh • Profile of Telangana State • Profile of Karimnagar District of Telangana State • Demographic and Socio-economic Profile of the Respondents • Impact of SBLP Model on Poverty Alleviation: Field-Survey Findings • Drawbacks of SBLP Model and SHG Functioning: Respondents’ Perceptions • Key Observations on Microfinance Institution (MFI) Model • Summary of the Field Survey • References. Chapter VI Microfinance Models and Initiatives on Financial Inclusion of the Poor: Findings from Andhra Pradesh and Telangana . 191 • Introduction • The Impact of SBLP Model on Financial Inclusion of Women: Field Survey Analysis • No-frills Accounts (NFA) • Business Correspondent (BC) Model • Financial Services Available under Business Correspondent (BC) Model: Business Correspondent’s Perception • Education Levels of the Respondents • Respondent’s Occupation • Drawbacks of Business Correspondent Model • SHG Women and BC Model: A Potential to Foster Financial Inclusion • Summary of the field survey • References. Chapter VII Conclusion. 221 • Key observations on the Impact of SBLP model on Poverty Alleviation • Key Observations of Microfinance Institution (MFI) Model • Key Observations of the Business Correspondent (BC) Model • Recommendations. Bibliography . 237 Index . 261 The Title 'Microfinance, Poverty Alleviation and Financial Inclusion of the Poor: Reflections From Andhra Pradesh and Telangana written/authored/edited by Naveen Kooloju', published in the year 2017. The ISBN 9789386397034 is assigned to the Hardcover version of this title. This book has total of pp. 267 (Pages). The publisher of this title is Kalpaz Publications. This Book is in English. The subject of this book is Economic. Size of the book is 14.34 x 22.59 cms Vol:-
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